Combination GAP (RTI) Cover from £395.00
What if your vehicle was one of the thousands of vehicles written off or stolen in the UK every year? Would your insurance pay out enough for you to replace it with a similar car to the one you purchased?
Our Combination GAP (RTI) cover is a vehicle protection plan that is designed to pay out the difference between the total loss insurance settlement and the price you paid for the vehicle. If it is not replacement for your motor insurance, but a valuable supplement that protects you against serious financial loss if your car is stolen or written off.
Here's what usually happens.
You buy a new car for, say, £14,000. A year later, it gets written off by the insurance company following an accident or theft. In this event, you'd be sent a cheque for the current market value: call it £10,000. Which means either finding another £4,000 to buy a similar replacement, or settling for something not quite as good. And what's worse, with every passing year, that shortfall's just going to get bigger.
When you have Gap Insurance…
You buy the same car for £14,000, and the same misfortune strikes. But as well as the cheque for £10,000 from the insurance company, you get one from us for £4,000, too. Which means you can replace the car like for like. With cover for up to three years, it doesn't matter how much your insurance company pays out: we'll make sure you get what you originally paid (vehicle purchase price excludes dealer fitted accessories).